Used Volvo S40 Saloon 1996 - 2004 review

Perhaps great things should not have been expected from a saloon that began its development under the name 'Nedcar'. Nevertheless, the Volvo S40, part of a joint Volvo/Mitsubishi project - developed in the Netherlands, hence Ned - was designed to take the fight to the BMW 3 Series.

Although the interior looks good, build quality certainly wasn't on the first-generation cars. Ride and handling were also poor on launch cars and remained that way for the next four years until Volvo improved the chassis. Although there is a wide range of engines to choose from most aren't that refined.

Perhaps the S40's most attractive feature is its safety, because the S40 scored a (then) maximum four stars in the Euro NCAP crash test. But, on top of that, the cabin and boot are reasonably spacious and Volvo dished out plenty of equipment, even on entry-level models.

Rarely have sellers of S40 saloons been injured in a stampede of eager buyers. Find a private seller of a tidy, late model S40, who recognises the reality of the market and you could be on to a bargain.

That low price will be handy, too, because insurance starts at group 17 - quite high considering a similar-sized, but better-built Volkswagen Bora can be insured from group 13 upwards. The most expensive S40 to insure is the T4, which commands a group 32 rating.

The T4 is the thirstiest engine, too, and its fuel economy will easily drop to the low 20s when used hard. However, the Mitsubishi-built 1.8-litre GDI engine - which joined the range in 1998 - gives good economy at 41mpg, while the diesel engines range between 50 and 52mpg.

There is quite a maze of engines and revisions to navigate, but if you want a car that rides and handles well, versions built before autumn 2000 are a no-no. As well as re-worked suspension, models from 2001 onwards also had new bumpers and improved interiors. A further freshen-up followed in April 2002 with a new grille and more equipment.

All models have four airbags, electric front windows and a height-adjustable driver's seat. Air-con was added from September 1998, and we recommend getting an SE model; one built after 1998 will have a CD-player.

As for engines, true petrolheads will doubtless head straight for the fastest engine in the S40, the 200bhp turbocharged T4. But, the trouble is the chassis was never able to cope with it. Instead, we prefer the 160bhp 2.0-litre engine, which is lightly turbocharged and gives decent performance without over-taxing the chassis.

The less powerful 140bhp version is fine, too, as is the 125bhp 1.8-litre GDI. But, give the others a miss: the 1.6 is slow, as is the non-turbo 1.9 diesel; the turbo version is faster, but has poor refinement.

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