Protect your investment with ALA Insurance
Fully insured and protected policies
Policies are regulated by the FCA and are also protected under the Financial Services Compensation Scheme, so you have that added peace of mind.
5 Star Defaqto rated policy
ALA Insurance’s GAP policies are all 5 star Defaqto rated, meaning they have been independently evaluated to assess the quality of the features and benefits they offer.
Covers new, used and pre-reg vehicles
Whether you’ve bought a brand new car or a pre-loved used car, if you’ve paid for it on finance or bought it outright – ALA insurance will have a GAP policy to suit your circumstance.
FAQs
GAP insurance protects you from the risk of financial loss by paying you the difference between your insurer’s settlement and the original cost of your car, all from as little as £50
If the vehicle has been bought on a purchased-based finance arrangement (Hire Purchase or Personal Contract Purchase) Back to Invoice+ or Vehicle Replacement + would be suitable for you.
The level of cover is set on your GAP policy at the time of purchase and is the maximum amount we will pay in the event of a claim.
GAP insurance cannot be renewed or extended yearly or at the end of the policy. For this reason we suggest that the GAP policy should last for as long as you plan to keep your car.
If you have bought your vehicle from a private seller and do not have a VAT invoice, you may be eligible for our Agreed Value GAP policy.